It’s bad enough living with poor credit on a good day, but what about when an emergency happens and there is no money to fix it? Though it does end up costing more because of the lending terms, it is still possible to find buy now, pay later deals for certain services or items. Here are a few possibilities when your finances are in a crunch but your problem just won’t wait.
Loans for Bad Credit
A personal loan is one way to take care of a number of financial problems, especially since there is a lot of flexibility with how the funds can be used. An auto loan doesn’t give you that option. There are several online marketplaces that allow you to fill out one loan application, then the site compares rates across different lenders. You could end up with a loan from MoneyMutual, cashUSA.com, or BillsHappen.
Money for a Car
Most people rely on their vehicle to get them to and from work, so anytime the car breaks down, it could seriously jeopardize your employment. Depending on where you live, there may be several, “buy here/pay here” car dealerships that will accept all credit scores. It is also an option to look for low credit financing Loganville GA offices to see what other financing terms you may qualify for.
Funds for New Furniture or Appliances
It may be that your washing machine has finally died or your dog chewed a hole through the middle of your couch. There are financing options for household items, whether it be a furniture set for the living room or bedroom, or you need a new refrigerator. A few retail locations that offer buying now and paying later include Fingerhut, WayFair, QVC, and Aaron’s Rent to Own.
Don’t let poor credit keep you from being able to purchase some important items or fixing a car in the shop. These are just a few of the options that may still lend you money, even with a low credit score or poor credit history.